Toni Braxton User Profile

I hate fancy things. I am very careful when it comes to my hard-earned mony. My parents taught me how to save when I was young that's why I make it a point not to be wasteful with my lifestyle. There is really no point in buying so many stuff. I really think hard if I need to upgrade to a new car, a ductless mini split air conditioner or a furnace system. Yeah, you could say I am a bit stingy when it comes to money, but who should not be during these hard times? Better that I take care of my financially affairs closely than be caught unaware of any crisis that may come along. I love traveling, but I always save the best for last. That is my philosophy. So every year I fulfill my dream of going to a new place, but only after a year of saving.